Sukanya Samriddhi Yojana (SSY) Calculator – Plan Your Daughter’s Future Today

Calculate the maturity amount for your Sukanya Samriddhi Yojana (SSY) investment. Estimate returns based on yearly deposit, child’s current age, and interest rate. Get accurate maturity projection after 21 years with full tax benefits.

Total Deposits

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Interest Earned

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Maturity Year

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Maturity Amount

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SSY Distribution

The Sukanya Samriddhi Yojana (SSY) is one of the most reliable and tax-friendly savings schemes in India for the girl child. With 99tools.in’s SSY Calculator, you can easily estimate the maturity amount you will receive at the end of the 21-year tenure — based on your yearly deposit, child’s current age, and start year.

Whether you’re a parent planning for your daughter’s education or marriage, this tool helps you make informed financial decisions in just a few clicks.

🧮 What is the SSY Calculator?

The SSY Calculator is an easy-to-use tool that calculates:

  • ✅ Total deposit made over 14 years
  • ✅ Interest earned throughout the scheme
  • ✅ Final maturity amount received after 21 years

It follows the official Sukanya Samriddhi Yojana rules — including the current interest rate (8.2% annually) and the 14-year deposit + 21-year maturity structure.

✨ Features of 99tools.in’s SSY Calculator

  • 📅 Enter start year (from 2015 to current or future years)
  • 👧 Select your daughter’s current age
  • 💸 Choose yearly deposit amount (minimum ₹250, maximum ₹1.5 lakh)
  • 📈 See total interest earned and final maturity amount
  • 📊 Donut chart and year-wise breakdown
  • 📱 Works seamlessly on desktop and mobile
  • 🔐 100% private, free, and secure — no data collected

📘 Key Highlights of Sukanya Samriddhi Yojana

  • ✅ Government-backed scheme for girl child development
  • 🔒 Lock-in period of 21 years or until marriage (after age 18)
  • 💸 Deposits allowed for 14 years from account opening
  • 📈 Attractive 8.2% interest (compounded annually)
  • 💰 Tax-free interest and maturity under Section 80C
  • 🏦 Can be opened at banks and post offices across India

👨‍👩‍👧 Who Should Use This Tool?

  • Parents looking to plan long-term savings for their daughter’s future
  • New account holders wanting to estimate maturity amount
  • Financial planners seeking to demonstrate SSY benefits to clients
  • Anyone comparing SSY vs. other child savings options

🔍 How to Use the SSY Calculator

  1. Visit 99tools.in/tools/sukanya-samriddhi-yojana
  2. Enter your child’s age, deposit amount, and start year
  3. View your projected:
    • 💸 Total deposit
    • 📈 Interest earned
    • 🏁 Maturity amount
  4. Check the year-wise deposit and interest chart for deeper insights

📢 Plan Smart, Invest Early

The earlier you start, the more your investment grows. With SSY’s fixed returns, government guarantee, and tax benefits, it’s one of the safest and most rewarding investments for your daughter’s future. Use our Sukanya Samriddhi Yojana Calculator today and start your journey toward a secure tomorrow.